Embracing the Awkward of Writing Your Will

August 23, 2024

It's National Make-A-Will Month in August

As August comes to a close, it brings with it more than just the sweltering heat and the promise of impending fall. It’s National Make a Will Month—a time dedicated to encouraging us all to confront a topic many of us would rather avoid: creating a will. As an attorney and author with a deep understanding of the probate process, I’m here to share why this month is the perfect opportunity to tackle the important task of will-making and to dispel the myths that might make this task seem daunting.

The Myth of Bad Luck and Mortality

One of the most common fears surrounding will-making is the belief that drafting a will might invite bad luck or hasten one's demise. This superstition, though rooted in historical anxieties, has no bearing on reality. Creating a will is not a harbinger of ill fate; rather, it’s an act of wisdom and foresight.

Let’s be clear: a will is not an omen of impending death but a vital tool for managing your estate. It’s about ensuring that your assets are distributed according to your wishes and that your loved ones are taken care of after you’re gone. The process of drafting a will should be seen as a proactive measure, not a morbid preoccupation.

The Importance of a Will

Why should you prioritize creating a will? The answer lies in the control it gives you over your estate and your legacy. Without a will, your assets will be divided according to state laws, which may not align with your wishes. This could lead to unnecessary disputes among your heirs, delays in asset distribution, and additional stress during an already difficult time.

A well-crafted will allows you to:

Specify Your Wishes: Clearly outline how you want your assets distributed, which can prevent family disputes and ensure your estate is managed as you intend.
Appoint Executors and Guardians: Designate individuals you trust to manage your estate and care for any minor children, providing peace of mind that your affairs are handled by those you choose.
Minimize Probate Complications: A will can streamline the probate process, reducing potential legal battles and minimizing the time and expense involved.

Overcoming the Fear of Will-Making

Addressing the fear of will-making requires a shift in perspective. Many people avoid this task because they’re uncomfortable with discussions about death or feel overwhelmed by the legal jargon. However, embracing the process with a clear mindset can transform your approach.

Recognize the Value: Understand that creating a will is a responsible step toward ensuring your estate is handled according to your desires. It’s an opportunity to make thoughtful decisions about your legacy and the future well-being of your loved ones.
Seek Professional Guidance: If the legal aspects seem daunting, consult with an estate planning attorney. A professional can help you navigate the complexities, provide tailored advice, and make the process less intimidating.
Start Small: If the idea of drafting a will seems overwhelming, begin by listing your assets, beneficiaries, and any special instructions. Taking small steps can make the process more manageable and less daunting.

The Practical Aspects of Will-Making

Creating a will doesn’t have to be an arduous or expensive process. In fact, many people find that it’s an empowering experience. Here are some practical steps to guide you:

Inventory Your Assets: Make a comprehensive list of your assets, including property, investments, and personal belongings. This inventory will help you make informed decisions about distribution.
Choose Your Beneficiaries: Decide who will receive your assets and in what proportions. This could include family members, friends, or charitable organizations.
Appoint an Executor: Select someone responsible to oversee the distribution of your estate. This person will ensure that your wishes are carried out according to your will.
Draft the Document: While templates are available online, it’s often best to work with an attorney to ensure that your will is legally sound and reflects your intentions accurately.
Review and Update Regularly: Life circumstances change, so it’s important to review and update your will periodically, especially after major life events such as marriage, divorce, or the birth of a child.

Embracing the Peace of Mind

As we embrace National Make a Will Month, it’s essential to focus on the peace of mind that comes from having your affairs in order. The act of creating a will is not just about facing the reality of mortality; it’s about taking control of your legacy and ensuring that your wishes are honored.

I tell my friends and clients, approaching will-making with a positive and proactive attitude can transform it from a daunting task into a powerful act of care and responsibility. By dispelling myths and focusing on the benefits, you can make informed decisions that will provide security for your loved ones and ensure that your estate is managed according to your wishes.

So, as August winds down, take this opportunity to make a meaningful decision. Confront the fear, embrace the process, and create a will that reflects your values and priorities. Your future self—and your loved ones—will thank you.

Joseph Michael Dickerson
Attorney and Author of The Texans Guide of the Probate Process – click here for your free book.

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Molding Your Financial Future in 2025

January 17, 2025

As we step into the new year, I find myself reflecting on the countless entrepreneurs, professionals, and business owners I’ve worked with throughout my career. Helping clients mold a shield of protection around their assets has been one of the most rewarding aspects of my practice. Time and time again, I’ve witnessed that success isn’t reserved for geniuses, nor does it require a fancy degree. The secret lies in action, strategy, and discipline—traits anyone can cultivate to achieve and maintain wealth. The Myth of Instant Wealth How often have we heard someone say, “When I win the lottery, I’ll finally be set”? It’s a common refrain, but let’s examine the reality. Imagine winning $10 million in the lottery. After choosing the lump sum option and paying taxes, you might walk away with only a fraction of that—perhaps $2 million. Without a solid financial plan, it’s no surprise that many lottery winners end up broke within a few years. True wealth isn’t about luck or flashy possessions. It’s about what you do with your resources and how you protect them. If you look around your community, the truly wealthy aren’t necessarily the ones with the biggest houses or newest cars. They’re often the ones who’ve taken calculated risks, lived within their means, and built unglamorous but steady businesses. These individuals mold the clay they’re given, creating shields of protection around their assets that ensure their financial stability for generations. The Trap of Looking Rich We’ve all seen it—the big house, luxury car, and designer wardrobe. But appearances can be deceiving. Many who look wealthy are drowning in debt, spending more than they earn, and chasing the illusion of success. As my wife lovingly calls it, Dickersonism #7: “Looking rich does not MAKE you rich.” True wealth is built on a foundation of solid, income-generating assets, not consumables. Falling into the trap of “keeping up with the Joneses” (or Kardashians) often leads to financial instability and missed opportunities to create lasting wealth. The Cost of Inaction One of the greatest obstacles to wealth and protection is inaction. Henry Ford famously said, “If you think you can, you can. If you think you can’t, you can’t. Either way, you’re right.” Inaction is the path of least resistance, but it’s also the path to missed opportunities and unfulfilled potential. Some hesitate out of fear or over-analysis, a condition I call “analysis paralysis.” It’s easy to get caught up in what could go wrong, but this mindset keeps you stagnant. Every successful person I’ve worked with has one thing in common: they took action. They understood the risks but focused on the rewards, moving forward despite uncertainty. Setting Your Course for 2025 If you haven’t taken steps to mold your financial future, now is the time. Ask yourself: Where do you want to be a year from now? In five years? In ten? Define your goals and begin building the path to reach them. Just as importantly, protect what you’ve built. Not having a plan to shield your assets is like running exposed electrical wiring—sooner or later, you’ll face unnecessary risks. A board-certified estate planning attorney can help you design a plan to safeguard your wealth, ensuring it stays secure for you and your loved ones. Take Control of Your Future Success doesn’t just happen—it’s molded. Listen to trusted advisors, but remember that the final decisions are yours to make. Clarify your vision, take bold steps, and build the life you’ve always dreamed of. At The J.M. Dickerson Law Firm, we’re here to guide you every step of the way. Whether in person, by appointment, or via Zoom, we’re committed to helping you create a legacy of success and security. Contact us today, we can help! South Texas: 956-791-5422 Central Texas: 830-302-4577 Let’s make 2025 your year of action, growth, and protection.

Embracing the Holidays as a Time for Estate Planning

December 20, 2024

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Start the New Year Strong: Four Steps to Success

December 13, 2024

As the end of the year approaches, it’s easy to feel the weight of unfinished tasks and the hustle of the holiday season. Between wrapping up work projects, preparing for family gatherings, and making plans for the future, this time of year can feel overwhelming. But amidst the busyness lies a valuable opportunity—the chance to press reset and prepare for a fresh start. The New Year offers a clean slate, making it the perfect time to reflect, reorganize, and refocus your goals. By dedicating some time to the right activities now, you can set yourself up for success in the months ahead. Here are four key steps to help you start the New Year on solid footing. Step 1: Reflect on the Past Year As the calendar flips to a new year, many of us naturally find ourselves looking back at the previous 12 months. This is the perfect moment to assess your professional and personal accomplishments, challenges, and growth. Ask yourself: • What were my biggest successes this year? • What goals did I miss, and why? • What strategies or habits worked well for me? • Where can I improve moving forward? Reflection isn’t just about identifying wins and losses; it’s about understanding the “why” behind them. Seek feedback from colleagues, mentors, or trusted peers to gain new perspectives. The more honest and thorough your evaluation, the more valuable it will be as a foundation for future planning. Step 2: Create a Game Plan for the Year Ahead Reflection is only the beginning. To make real progress, you need a clear and actionable plan for the year ahead. Start by defining your big-picture goal for the next 12 months. What’s the most important outcome you want to achieve? Once you have that, break it down into smaller, measurable objectives. For example, if your goal is to expand your business, your smaller objectives might include increasing marketing efforts, attending networking events, or launching a new service. Outline the steps needed to achieve each objective and set realistic timelines for completion. Revisit your goals regularly—at least quarterly—to ensure you’re staying on track or to adjust for any changes in your circumstances. Flexibility is key to maintaining momentum throughout the year. Step 3: Declutter Your Inbox An overflowing email inbox can be a constant source of low-grade stress. Ending the year with a streamlined and organized inbox can give you a fresh sense of control as you head into January. Here’s how to tackle it: • Respond immediately to any urgent or unresolved messages. • Delete emails that are no longer relevant. • Unsubscribe from newsletters or mailing lists you no longer find useful. • Create folders and filters to better organize incoming messages moving forward. To keep your inbox manageable, schedule regular cleanups throughout the year. Whether monthly or quarterly, these maintenance sessions will prevent clutter from building up again. Step 4: Knock Out Small Tasks The small, unfinished tasks lingering on your to-do list can be more draining than you realize. Use this time to cross off as many as possible before the New Year begins. • File paperwork that’s been piling up. • Respond to emails you’ve been avoiding. • Wrap up loose ends on ongoing projects. Completing these small but nagging tasks will give you a sense of accomplishment and free up your mental bandwidth for bigger goals in the New Year. Starting January with a clean slate will allow you to hit the ground running. Your Fresh Start A new year is a chance to realign your priorities, set meaningful goals, and approach your work with renewed focus. By reflecting on the past year, setting actionable goals, decluttering your space, and tying up loose ends, you’ll create the foundation for a successful year ahead. Whether you spread these steps out over a few weeks or tackle them all in one day, the most important thing is to commit to the process. A little effort now can make a big difference in how you start the year—and how you finish it. Here’s to making the most of your fresh start!